Ron Culp

WHAT'S NEW:

Hello Kansas, and thank you for visiting my State Farm website! As we welcome the spring, it’s the perfect time to start the season with confidence by reviewing your insurance needs. At Ron Culp State Farm, we proudly serve Overland Park, Lenexa, Leawood, and the surrounding areas for all your Auto and Renters insurance needs.

As April arrives in Overland Park, we welcome longer days, blooming flowers, and of course, Kansas’s signature unpredictable weather. One minute, it’s a bright, sunny afternoon, and the next, you’re caught in a thunderstorm or an unexpected cold snap. With the changing season, now is the perfect time to review your insurance coverage and ensure you're ready for whatever April brings.

April is Distracted Driver Awareness Month, a great reminder to stay focused on the road, especially as warmer weather means more time spent driving. Spring showers can lead to slick roads, and unexpected hail increases the risk of accidents. Having the right auto insurance is essential to keep you covered, no matter what the weather or road conditions bring. As your State Farm agent, I’m here to guide you through your options and ensure you're well-prepared for any driving situation.

April also marks National Financial Literacy Month, an opportunity to reflect on your financial well-being. Whether you're settling into a new home or just doing some spring cleaning, protecting your personal belongings with Home and Renters insurance is important. It’s the perfect time to review all aspects of your insurance to make sure you're protected against risks like fire, theft, or storm damage. As a State Farm agent, I’m committed to helping you understand your coverage options and make informed decisions that strengthen your financial security.

This month, let's also remember the importance of integrity, which is at the heart of being a State Farm agent. Whether it’s ensuring you have the right coverage or providing transparency in your policy details, I’m here to serve you with honesty and care. Through education and guidance, I aim to better our community by helping you make informed decisions about your insurance, so you can face the future with confidence. Together, we can ensure you’re prepared for whatever April—and beyond—throws your way.

Have you purchased a new car or moved into a new rental recently? Now is the perfect time to connect and review your coverage. Let’s make sure you’re prepared to take on 2025 with confidence. We’re here for you 24/7—reach out today to get started!

ABOUT ME:

My name is Ron Culp, and I am your local State Farm Insurance Agent here in Overland Park, Kansas. My team of licensed State Farm representatives have over 80+ years of combined insurance experience. Our priority is to keep you and your family covered in some of life’s most challenging times. My State Farm Insurance team has got you covered during those special moments like buying your first home or getting insurance for your new vehicle! Our State Farm team provides Insurance options for all of Kansas and Missouri!

My father was a farmer and always told us as kids, “Boys don’t become a farmer, it’s hard work.” I heeded his words and instead went into management. In 1979, I started my own State Farm Insurance Agency, so I guess you could say I couldn’t stay away from the “Farm.”

A year brings many changes—new jobs, marriages, babies, or moves can all impact your insurance needs. What was sufficient coverage yesterday might not be enough today. We’re here to help you assess your current situation and adjust your coverage accordingly. Our goal is to ensure you understand and feel confident about your insurance choices. Reach out to schedule a review and make sure you’re set up for the future.

Navigating insurance can feel overwhelming if you’re unfamiliar with it. But don’t worry—our State Farm team is here to provide a personalized experience that fits your budget. Whether you need Auto Insurance for your car, Homeowners Insurance for your new home, Renters Insurance for your apartment, Condo Insurance for your condo, or Life Insurance to safeguard your family, Ron Culp State Farm has you covered. We can also help protect valuables and family heirlooms with Personal Articles Insurance and offer Umbrella Liability Coverage for added comfort to protecting your belongings.

I became a State Farm Insurance Agent because I wanted to help the community of Overland Park and the surrounding areas of Lenexa, Leawood, and Merriam get the insurance coverage that fits their budget and where they're at in their lives. Of course, I also service the entire State of Kansas and I am also licensed in the State of Missouri. My wife of 50 years, Linda, and I have three children and three precious grandchildren.

It is so important to have a plan in place for you and your family. These are often difficult questions to ask yourself, but have you considered what your family would do if you could no longer provide? Let's talk about Life Insurance through State Farm! There will never be a perfect time to address the need for Life Insurance, but there is no better time than the present. We have a variety of Life Insurance products that can fit nearly any budget. If you're interested in learning more about Life Insurance and the countless ways it can assist your family, stop by or give us a call for a no-obligation quote!

In Overland Park, KS, renters insurance is more important than ever. It has become more common for Landlords to require a Renters Insurance policy from their tenants. Renters insurance shields any setbacks such as theft, fire, or natural events, ensuring financial security by covering personal belongings and liability. With our fluctuating weather patterns, the need for protection is heightened. Renters insurance not only offers your comfort but also serves as a practical safeguard against potentially costly losses. We understand how stressful your move can be; this is why we look to make things pleasant and easy. Give us a call or start your Free Renters insurance quote online today.

We treat every insurance customer and interaction with respect and will work hard to create a terrific Personal Price Plan for you. Call the Ron Culp State Farm Insurance Agency Today!